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Four pieces of arithmetic worth doing before a sales meeting rather than during one. Nothing you enter here is sent anywhere — it is all computed in your browser.
Gross yield
The headline number in every brochure. It is the least informative figure in this list — it ignores every cost of ownership.
Result
- Gross yield
- 6.00%
Gross yield ignores management fees, maintenance, sinking fund, tax and vacancy. Never compare a gross yield against a net one.
Net yield
The same asset after the costs of owning it. The distance between this and the gross yield is the part the brochure leaves out.
Sinking fund, marketing levy, insurance, quit rent.
Result
- Gross yield
- 6.00%
- Total annual costs
- RM28,800
- Net annual income
- RM31,200
- Net yield
- 3.12%
Still excludes financing costs, vacancy between lettings, furniture replacement, currency movement and any exit cost. Treat it as a ceiling, not an expectation.
Hotel revenue scenario
Work backwards from the operating assumptions to what might actually reach you. Change the occupancy and watch what happens — that sensitivity is the whole point.
365 for a full year of availability.
Taken off your share: management fee, marketing levy, OTA commission, replacement reserve.
Result
- Gross room revenue
- RM75,920
- Your share before deductions
- RM37,960
- Estimated net income
- RM26,572
- Estimated yield
- 2.95%
This is a scenario, not a projection. ADR and occupancy are assumptions, and the deduction percentage is defined by the operator's agreement — not by you. Model the downside case before the upside one.
Currency impact
An MYR asset held by an SGD, HKD or TWD investor carries a second position nobody sells you. This shows what a rate move does to the same ringgit.
How many units of your currency one ringgit buys today.
A rate you want to test against — a past level, or a stress case.
Result
- Value at current rate
- SGD 290,000
- Value at comparison rate
- SGD 310,000
- Difference
- +SGD 20,000
- Change
- +6.90%
Rates entered here are your own assumptions — this tool does not fetch live rates and the defaults are illustrative round numbers, not quotes. Check the reference rate with Bank Negara Malaysia or your bank. This is arithmetic, not financial advice, and not a view on where any rate is going.
Before you trust any of these numbers
A yield calculated from a developer’s projected occupancy is a projection, not a yield. The guides explain where each input actually comes from and which ones the seller controls — start with the hidden costs and guaranteed returns guides.
The information published on this platform is for general educational and market-intelligence purposes only. It does not constitute financial, legal, tax, property, or investment advice. Readers should conduct independent due diligence and seek advice from qualified professionals before making any investment decision.